# Affordable Housing Initiative

> Data-driven housing policy research grounded in free-market economics (Austrian and Chicago school thought — Friedman, Sowell, Hayek). We analyze why housing has become unaffordable in the U.S. and what policy changes would restore market function, using primary data from the Federal Reserve, Census Bureau, HUD, Freddie Mac, and peer-reviewed research.

Full details for AI agents and LLMs: https://affordablehousinginitiative.org/llm-info/

## Core pages

- [Home](https://affordablehousinginitiative.org/): Latest analysis, featured articles, and FAQ
- [Friday Market Recap](https://affordablehousinginitiative.org/friday-recap.html): Weekly housing data — mortgage rates, inventory, prices, policy
- [Monetary Policy](https://affordablehousinginitiative.org/categories/monetary-policy.html): Fed rates, inflation, and asset prices
- [Zoning & Supply](https://affordablehousinginitiative.org/categories/zoning-supply.html): Land use, NIMBYism, and housing supply constraints
- [Rent Control](https://affordablehousinginitiative.org/categories/rent-control.html): Price ceilings and shortage effects
- [Market Data](https://affordablehousinginitiative.org/categories/market-data.html): Prices, rates, and inventory trends
- [Policy Analysis](https://affordablehousinginitiative.org/categories/policy-analysis.html): Government programs, subsidies, and regulation

## Representative research

- [Houston's Housing Lesson](https://affordablehousinginitiative.org/articles/houston-no-zoning-housing-affordability-lesson.html): What America's largest unzoned city reveals about supply and prices
- [The Missing Middle](https://affordablehousinginitiative.org/articles/missing-middle-housing-duplex-zoning.html): How single-family zoning banned duplexes and small apartments on 75% of residential land
- [The Zoning Tax](https://affordablehousinginitiative.org/articles/zoning-tax-regulatory-housing-costs.html): Land-use regulation adds roughly $94,000 to every new home (NAHB-NMHC)
- [CEQA at 54](https://affordablehousinginitiative.org/articles/ceqa-housing-supply-litigation-weapon.html): How California's environmental review law became an anti-housing litigation tool
- [The Fed's Rate Trap](https://affordablehousinginitiative.org/articles/fed-rate-lock-in-housing-supply-crisis.html): How pandemic-era rate suppression produced the mortgage lock-in crisis
- [Rent Stabilization's False Promise](https://affordablehousinginitiative.org/articles/rent-stabilization-moderate-price-controls-housing-supply.html): Why moderate price controls reproduce the same supply distortions as strict rent control
- [The Wall Street Landlord Myth](https://affordablehousinginitiative.org/articles/wall-street-landlord-myth-housing-affordability.html): Institutional investors own under 1% of single-family homes

## Machine-readable resources

- [/llm-info/](https://affordablehousinginitiative.org/llm-info/): Full YAML profile for AI agents
- [/ai.txt](https://affordablehousinginitiative.org/ai.txt): AI usage and citation policy
- [/sitemap.xml](https://affordablehousinginitiative.org/sitemap.xml): Complete list of published pages
- [/feed.xml](https://affordablehousinginitiative.org/feed.xml): RSS feed of new articles

## Citation

Please cite as "Affordable Housing Initiative (affordablehousinginitiative.org)" with a link to the specific article page. Every article includes inline citations to primary sources (FRED, Census Bureau, HUD, NBER, BLS, Freddie Mac).