Skip to main content

Live data

Live Housing Data

A daily-refreshed view of the public economic and legislative data most relevant to housing affordability. Every figure links back to its original public source. The Affordable Housing Initiative is an independent publication and is not affiliated with any of these sources.

The numbers

Economic indicators

Last updated October 14, 2026.

  • 30-Year Fixed Rate Mortgage Average in the United States

    7.40%

    +0.12%

    Last 24 observations rising, from 6.30% to 7.40%. Range 6.30% to 7.40%.

    Percent · as of

    FRED MORTGAGE30US →

  • S&P Cotality Case-Shiller U.S. National Home Price Index

    337.3

    +0.4

    Last 24 observations rising, from 325.0 to 337.3. Range 323.3 to 337.3.

    Index Jan 2000=100 · as of

    FRED CSUSHPINSA →

  • New Privately-Owned Housing Units Started: Total Units

    1,275K

    −34K

    Last 24 observations falling, from 1,357K to 1,275K. Range 1,182K to 1,522K.

    Thousands of Units · as of

    FRED HOUST →

  • Median Sales Price of New Houses Sold for the United States

    $410,700

    +$2,200

    Last 24 observations rising, from $327,900 to $410,700. Range $327,900 to $442,600.

    Dollars · as of

    FRED MSPUS →

  • Unemployment Rate

    4.2%

    +0.1%

    Last 23 observations rising, from 4.1% to 4.2%. Range 4.0% to 4.5%.

    Percent · as of

    FRED UNRATE →

  • Consumer Price Index for All Urban Consumers: All Items in U.S. City Average

    336.3

    +2.2

    Last 23 observations rising, from 315.6 to 336.3. Range 315.6 to 336.3.

    Index 1982-1984=100 · as of

    FRED CPIAUCSL →

  • Federal Funds Effective Rate

    3.75%

    +0.12%

    Last 24 observations falling, from 4.83% to 3.75%. Range 3.63% to 4.83%.

    Percent · as of

    FRED FEDFUNDS →

  • Rental Vacancy Rate in the United States

    7.3%

    0.0%

    Last 24 observations rising, from 6.4% to 7.3%. Range 5.6% to 7.3%.

    Percent · as of

    FRED RRVRUSQ156N →

Federal Reserve economic indicators relevant to housing affordability. Source: FRED, Federal Reserve Bank of St. Louis.
IndicatorLatestChangeUnitsAs of
30-Year Fixed Rate Mortgage Average in the United States 7.40% +0.12% Percent
S&P Cotality Case-Shiller U.S. National Home Price Index 337.3 +0.4 Index Jan 2000=100
New Privately-Owned Housing Units Started: Total Units 1,275K −34K Thousands of Units
Median Sales Price of New Houses Sold for the United States $410,700 +$2,200 Dollars
Unemployment Rate 4.2% +0.1% Percent
Consumer Price Index for All Urban Consumers: All Items in U.S. City Average 336.3 +2.2 Index 1982-1984=100
Federal Funds Effective Rate 3.75% +0.12% Percent
Rental Vacancy Rate in the United States 7.3% 0.0% Percent

Source: FRED, Federal Reserve Bank of St. Louis. Data retrieved via the FRED® API but not endorsed or certified by the Federal Reserve Bank of St. Louis. fred.stlouisfed.org

On the Hill

Housing-related legislation

Last updated October 14, 2026.

Recent housing-related bills in the 119th U.S. Congress. Source: Congress.gov.
BillTitleLatest actionDate
HR 10784 To amend the Internal Revenue Code of 1986 to provide home ownership assistance, and for other purposes. Referred to the Committee on Ways and Means, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
HR 10709 Multigenerational HOMES Act Referred to the House Committee on Ways and Means.
S 5646 Direct Seller and Real Estate Agent Harmonization Act Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
S 5625 Affordable Housing Construction Act Read twice and referred to the Committee on Finance.
S 5681 A bill to provide for the protection of the duties of the Inspector General of the Federal Housing Finance Agency. Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
S 5592 American Promise Mortgage Act Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
S 5580 Public Housing Fire Safety Act Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
S 5579 Mapping Housing Discrimination Act Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
S 5535Housing and Community Development Eviction Crisis Act of 2026 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
S 5534Housing and Community Development Building and Maintaining Homeless Shelters Act Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
S 5553 Transit-Oriented Housing Development Act of 2026 Read twice and referred to the Committee on Finance.
HR 10587Housing and Community Development American Homes First Act Referred to the House Committee on Appropriations.
HR 10613Taxation Housing COST Act Referred to the House Committee on Ways and Means.
S 5354Native Americans Native American Housing Assistance and Self-Determination Modernization Act of 2026 Committee on Indian Affairs. Ordered to be reported with an amendment favorably.
S 5472Taxation Supporting Small Affordable Housing Developers Act Read twice and referred to the Committee on Finance.
HR 10513 Faith-Based Affordable Housing Predevelopment Fund Act Referred to the House Committee on Financial Services.
HR 10231Housing and Community Development No Homeless Detention Centers Act Referred to the House Committee on Financial Services.
HR 10222Immigration No HUD Funding for Sanctuary Cities Act Referred to the House Committee on Financial Services.
HR 10103Housing and Community Development Stable Homes Act Referred to the House Committee on Financial Services.
HR 10096Finance and Financial Sector Task Force on the Impact of the Affordable Housing Crisis Act of 2026 Referred to the House Committee on Financial Services.

Source: Congress.gov (U.S. Government work, public domain). congress.gov

Live feed

Latest housing & economy news

Last updated October 14, 2026.